Effective date: November 6, 2022
Money Wellbeing Pty Ltd is committed to providing quality services to You and this policy outlines Our ongoing obligations to You in respect of how We manage Your Personal Information.
We have adopted the Australian Privacy Principles (APPs) contained in the Privacy Act 1988 (Cth) (the Privacy Act). The NPPs govern the way in which We collect, use, disclose, store, secure and dispose of Your Personal Information.
A copy of the Australian Privacy Principles may be obtained from the website of The Office of the Australian Information Commissioner at www.aoic.gov.au.
INTERPRETATION AND DEFINITIONS
The words of which the initial letter is capitalized have meanings defined under the following conditions.
The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Under Australian Privacy Principles (APPs), You can be referred to as the Data Subject or as the User as you are the individual
using the Service.
For the purpose of APPs, the Company is the Data Controller.
For the purpose of the APPs, Service Providers are considered Data Processors.
For the purposes of APPs, Personal Information means any information relating to You such as a name, an identification number, location data,
online identifier or to one or more factors specific to the physical, physiological genetic, mental economic, cultural or social identity.
Also, Personal Information means any information that identifies, relates to, describes or is capable of being
associated, or could reasonably be linked, directly or indirectly, with You.
COLLECTING AND USING YOUR PERSONAL DATA
Types of Data Collected
While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:
Sensitive Information is defined in the Privacy Act to include information or opinion about such things as an individual’s racial or ethnic origin, political opinions, membership of a political association, religious or philosophical beliefs, membership of a trade union or other professional body, criminal record or health information.
Sensitive Information will be used by Us only:
Usage Data is collected automatically when using the Service.
Usage Data may include information such as Your Device’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of Our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When You access the Service by or through a mobile device, We may collect certain information automatically, including but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.
We may also collect information that Your browser sends whenever You visit Our Service or when You access the Service by or through a mobile device.
Tracking Technologies and Cookies
You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of Our Service.
Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser.
We use both session and persistent Cookies for the purposes set out below:
Type: Session Cookies
Administered by: Us
Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its
features. They help to authenticate Users and prevent fraudulent use of User accounts. Without these Cookies, the services that You have
asked for cannot be provided, and We only use these Cookies to provide You with those services.
Type: Persistent Cookies
Administered by: Us
Type: Persistent Cookies
Administered by: Us
Purpose: These Cookies allow Us to remember choices You make when You use the Website, such as remembering Your login details or
language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-
enter Your preferences every time You use the Website.
Type: Persistent Cookies
Administered by: Third-Parties
Purpose: These Cookies are used to track information about traffic to the Website and how Users use the Website. The information
gathered via these Cookies may directly or indirectly identify You as an individual visitor. This is because the information collected is
typically linked to a pseudonymous identifier associated with the Device You use to access the Website. We may also use these Cookies to
test new advertisements, pages, features or new functionality of the Website to see how Our Users react to them.
For more information about the cookies We use and Your choices regarding cookies, please visit Our Cookies Policy.
Use of Your Personal Information
The Company may use Personal Information for the following purposes:
We may share Your personal information in the following situations:
Retention of Your Personal Information
The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this Data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this Data for longer time periods.
Transfer of Your Personal Data
Your information, including Personal Data, is processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.
Disclosure of Your Personal Information
Under certain circumstances, the Company may be required to disclose Your Personal Information if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).
Other legal requirements
The Company may disclose Your Personal Information in the good faith belief that such action is necessary to:
Security of Your Personal Information
The security of Your Personal Information is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Information, We cannot guarantee its absolute security.
Detailed Information on the Processing of Your Personal Information
Service Providers have access to Your Personal Information only to perform their tasks on Our behalf and are obligated not to disclose or use it for any other purpose.
We may use third-party Service providers to monitor and analyze the use of Our Service.
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to
track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to
contextualise and personalise the ads of its own advertising network.
For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en
We may use Your Personal Data to contact You with newsletter, marketing or promotional materials and other information that may be of interest to You. You may opt-out of receiving any, or all, of these communications from Us by following the unsubscribe link or instructions provided in any email We send or by contacting Us.
We may use Email Marketing Service Providers to manage and send email to You.
GetResponse is an email marketing sending service provided by GetResponse.
ActiveCampaign, LLC (“ActiveCampaign”) provides a marketing platform that allows clients to reach their customers, to understand how
their customers interact with those communications and other content, and to customize marketing based on their customers’ interest.
Facebook remarketing service is provided by Facebook Inc.
You can learn more about interest-based advertising from Facebook by visiting this page:
To opt-out from Facebook’s interest-based ads, follow these instructions from Facebook:
Facebook adheres to the Self-Regulatory Principles for Online Behavioural Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/, or opt-out using Your mobile device settings.
For more information on the privacy practices of Facebook, please visit Facebook’s Data Policy: https://www.facebook.com/privacy/explanation
We may provide paid products and/or services within the Service. In that case, We may use third-party services for payment processing (e.g. payment processors).
Links to Other Websites
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.